Saturday, February 29, 2020
44.6 F
The Villages

Top Story

The Villages alleges rogue salespeople stole customer information

The Villages is alleging salespeople who went rogue still have sensitive spreadsheets containing customer information important to the highly successful sales arm of Florida’s Friendliest Hometown.

Letters

If we don’t follow the rules The Villages will look like tacky town

A Villager contends that if we don’t follow the rules The Villages will look like “tacky town.” Read her Letter to the Editor.

Villager troubled by email from ARC member

A Village of St. James resident, in a Letter to the Editor, says he is troubled by an email from a member of the Architectural Review Committee.

Around Florida

Leesburg firefighters honored for life-saving efforts on teenager injured in vehicle crash

Two Leesburg firefighters have been honored by Arnold Palmer Hospital for Children with a 2019 Life Saving Award.

Obituaries

Edward Irving Heath

Ed Heath was a member of Kiwanis and served as president of chapters in Maryland and Maine before retiring and moving to Del Webb Spruce Creek Golf and Country Club in Summerfield.

Health

Singer-songwriter David Olney died onstage of heart attack

The death of singer-songwriter David Olney, who suffered a heart attack and died while performing onstage, reminds us of the value of knowing CPR. Dr. Gabe Mirkin offers his thoughts.

Business

‘Rides of March’ car show coming to Phillips Buick GMC

The second annual "Rides of March" car show is coming to Phillips Buick GMC next week.

‘Free’ roofs could be costly in the end

To the Editor:

In our area of The Villages there are a lot of new roofs being put on houses.  This is fine because the houses around here are about 20 years old and so are their roofs, and these roofs were designed to last 20 years.  What is not fine is that everyone who has homeowners insurance will eventually have to pay for these worn out roofs.  This is how I think this is happening.
Someone has a home with a 20 year old roof with 20 year old shingles.  An inspector comes to them and says that he will inspect their roof for free.  The homeowner says fine go ahead and have a look.  The inspector of course finds that the roof should be replaced and tells the homeowner that it was damaged by a storm some time in the past and that his homeowners insurance will buy him a new roof.  The homeowner is delighted and calls his insurance company to report the storm damage.  The insurance company sends out an insurance adjuster who confirms the findings of the original inspector.  The insurance company the authorizes a roofing company to put on a new roof and writes a check to pay for it minus the deductible on the homeowners policy.  The homeowner is happy that he got his old worn out roof replaced for nearly free.
Back in January a Villager that I know, was aware that his roof was 20 years old and decided that it was time to replace it. He got bids from half a dozen roofing companies and wound up paying $8,900 for his new roof. Another Villager who lives nearby, in a similar size house, had a roof that was also 20 years old and needed replacing, however he decided to have his roof inspected and have his insurance company pay for it. Even though his house is the same size his roof cost $15,000.
This makes me wonder why the insurance company paid so much more for the same size and kind of roof and where that money went? For that matter why did the insurance pay for it at all? The roof was worn out and needed to be replaced as a part of normal maintenance. Could there be some corruption here?  Maybe some insurance fraud?  Is this kind of thing legal?  Does anyone in the insurance industry or government know about this or even care?
Who is the victim here? On the surface it looks like the insurance company is the victim. But, is the insurance company going to absorb the cost of replacing these roofs? No, they are not. The insurance premium of everyone who has homeowners insurance is going to have to pay for the hundreds of new roofs being replaced. So brace yourselves because the cost of all these roofs will show up on your future insurance premiums.
Maybe the state could pass a law that stops this or maybe it is already against the law and someone in government should investigate this and stop it.  Or at the very least when the insurance companies raise the rates on their customers they will only raise them on the people who got “free roofs.”
This would be similar to how they raise your insurance premium after your get in an at fault  wreck with your car. They decide you are a bad driver and are a greater risk so they raise your rate.

John Hunter
Village of Santiago

Latest Posts

Live square entertainment for Saturday, February 29

Trip 19 Brownwood Paddock Square  |  5:00 PM Caribe Groove Lake Sumter Landing Market Square  |  5:00 PM Jody Beggs Band Spanish Springs Town Square  |  5:00 PM

The Villages alleges rogue salespeople stole customer information

The Villages is alleging salespeople who went rogue still have sensitive spreadsheets containing customer information important to the highly successful sales arm of Florida’s Friendliest Hometown.

Morse-linked Villages sales agent ordered to stay away from booze

A Properties of The Villages sales agent with family ties to the Morse clan has been ordered to stay away from booze after pleading no contest to a charge of reckless driving.

District manager offers upbeat assessment of services and savings enjoyed by Villagers

District Manager Richard Baier on Friday offered an upbeat assessment on the future of The Villages. We've got a link to his entire presentation.

More Headlines

Morse-linked Villages sales agent ordered to stay away from booze

A Properties of The Villages sales agent with family ties to the Morse clan has been ordered to stay away from booze after pleading no contest to a charge of reckless driving.

District manager offers upbeat assessment of services and savings enjoyed by Villagers

District Manager Richard Baier on Friday offered an upbeat assessment on the future of The Villages. We've got a link to his entire presentation.

Photos

Opinions

Downsizing memories to squeeze into Independent Living

Columnist Barry Evans writes he and The Blonde in the house are now ensconced in an Independent Living facility.

Crime

Morse-linked Villages sales agent ordered to stay away from booze

A Properties of The Villages sales agent with family ties to the Morse clan has been ordered to stay away from booze after pleading no contest to a charge of reckless driving.

Villagers’ son arrested after allegedly exposing his sexual organs near school bus stop

The 33-year-old son of a Villages couple is free on bond after he allegedly exposed his sexual organs in front of a woman Wednesday morning at the The Quarters Apartments in Lady Lake.