91.6 F
The Villages
Wednesday, August 10, 2022

Roofing scams in the Villages

To the Editor:

The Village’s is experiencing a reinfestation of roofers and many of them are simply scams.
Most of the roofs have architectural shingles while some are three-tab shingles. The average life of a three-tab is 25 years and the architectural is 30 or more. The wind rating for architectural is 130 mph and three tab is 60 mph.
Seldom does The Village’s experience winds in excess of 60 miles per hour.
However, roofing companies are soliciting (against published Villages policy) Villagers, telling them that they have wind damage. They also tell them that they can get the insurance company to pay for a new roof. Of course, everyone wants a “free” new roof, right?
The most dishonest roofers will have the customer sign a document that gives the roofing company the right to deal with the insurance company. The down side to this is the customer is agreeing to pay if the insurance company doesn’t. Never sign this document.
The insurance companies have written broad coverage and many pay the replacement cost of the roof regardless of the age. They don’t depreciate for age as they should. Consequently, the companies are suffering great loss paying for these roofs.
It was just announced that 14 insurance companies are declaring bankruptcy in Florida and over 80,000 insureds are affected. In fact, a special session of the state legislators has just been called to discuss this crisis.
Insurance rates are up over 40 percent and higher and policies are changing to depreciate for age. If you have a roof of 15 years or more some companies will not insure you until you replace the roof. You can thank your neighbor who wants a roof for free (when it’s not damaged) and the greedy roofing companies who solicited
Their business. You can also thank the insurance companies who did not follow sound insuring protocol.

Larry Moran
Village of Mallory Square


More Headlines
Stories in and around The Villages, Florida

The Villages, Florida

Letters to the Editor
Opinions submitted by residents in and around The Villages

President Trump’s home invasion

A Village of Buttonwood resident sounds off on the FBI raid at the home of former President Trump. Read his Letter to the Editor.

The trolls need to get a life

A Villager has been following the case of the Villager with a bright mermaid painted on her garage door. He says the troll who reported her needs to get a hobby. Or a job.

People need to remember the rules when it comes to golf carts

A Village of Briar Meadow resident, in a Letter to the Editor, contends that Villagers need a refresher when it comes to rules about golf carts.

Why did dictator of Hungary speak at CPAC?

A Villages-News.com reader is wondering why CPAC invited the dictator of Hungary as its keynote speaker.

The truth About Kansas

In a Letter to the Editor, a Village of Sanibel resident offers a theory about the recent vote in Kansas.

The Villages, Florida