To the Editor:
A great explanation from Phil Lee re: Medicare Advantage. I have enjoyed traditional Medicare with a United Health Supplement for 10 years, and my wife has been covered for six years. We have been totally satisfied with our coverage during this time and have had very minimal cash outlays over this time (eg, the $40 charge for the dilation procedure at the ophthalmologist each year). And I have heard so many “horror” stories from friends and neighbors about the difficulty in obtaining specialist referral, etc. under the Advantage plans. As far as I am concerned, nearly all of these HMO plans are major scams. That may be unfair, but that is my considered opinion.
Daniel Andrews
Village of Winifred